Permitting IAM users to manage MFA and password without giving admin rights

{
 "Version": "2012-10-17",
   "Statement": [
    {
      "Sid": "AllowUsersToCreateEnableResyncTheirOwnVirtualMFADevice",
      "Effect": "Allow",
      "Action": [
        "iam:CreateVirtualMFADevice",
        "iam:EnableMFADevice",
        "iam:ResyncMFADevice"
      ],
      "Resource": [
        "arn:aws:iam::account-id-without-hyphens:mfa/${aws:username}",
        "arn:aws:iam::account-id-without-hyphens:user/${aws:username}"
      ]
    },
    {
      "Sid": "AllowUsersToDeactivateDeleteTheirOwnVirtualMFADevice",
      "Effect": "Allow",
      "Action": [
        "iam:DeactivateMFADevice",
        "iam:DeleteVirtualMFADevice"
      ],
      "Resource": [
        "arn:aws:iam::account-id-without-hyphens:mfa/${aws:username}",
        "arn:aws:iam::account-id-without-hyphens:user/${aws:username}"
      ],
      "Condition": {
        "Bool": {
          "aws:MultiFactorAuthPresent": true
        }
      }
    },
    {
      "Sid": "AllowUsersToListMFADevicesandUsersForConsole",
      "Effect": "Allow",
      "Action": [
        "iam:ListMFADevices",
        "iam:ListVirtualMFADevices",
        "iam:ListUsers"
      ],
      "Resource": "*"
    }
  ]
}